How to Report Side Hustle Income on CRA My Account for 2026

Reporting your side hustle income through CRA My Account is simpler than many people think. You can file your 2026 tax return online by logging into CRA My Account, completing your return using NETFILE-certified tax software, or filing directly with the CRA. Most Canadian side hustlers use certified software (like StudioTax, Wealthsimple Tax, or UFile) to enter their income and expenses, then upload the result to CRA My Account. You'll need your CRA login credentials and all your income and expense records before you start. CRA My Account is the secure gateway where you manage all your tax information with the Canada Revenue Agency. Once you log in, you can access your tax account, view previous returns, check your return status, and file electronically. The portal is available 24/7, and it's the fastest way to file and get your refund if you're owed one. To access CRA My Account, you'll need either: Your Social Insurance Number (SIN) A CRA user ID and password GenuineID credentials Sign-in partner credentials (through online banking) If you don't already have an account, you can register on the CRA website in just a few minutes.

Frequently Asked Questions

Do I have to file my side hustle taxes online through CRA My Account?

No, but NETFILE electronic filing is strongly encouraged and much faster. You can also file by mail on paper forms T1 and related schedules, but expect processing to take 6-8 weeks. Electronic filing through NETFILE typically processes in 2-4 weeks.

What tax software should I use to file my side hustle income?

Use any NETFILE-certified software. Popular free or low-cost Canadian options include StudioTax, Wealthsimple Tax, and community volunteer programs. The CRA website lists all approved providers.

If I made less than $1,000 from my side hustle, do I still need to report it?

Yes, all income from a side hustle must be reported to the CRA, no matter how small. However, the gross income threshold for needing to file a full return is around $15,705 for 2026, depending on your other income and credits.

Can I file my 2026 side hustle taxes before April 30?

Yes, you can file anytime after January 1, 2026. Filing early may get you your refund faster if you're owed money. The April 30, 2026 deadline is when you must file, not when you can file.

What if I file my side hustle income and realize I made a mistake?

You can file an amended return (called a Notice of Change) by contacting the CRA or filing an amended return through a NETFILE provider. The CRA will reassess and send you an updated Notice of Assessment.

Steps

  1. Step 1: Create or log into CRA My Account: Visit the CRA My Account login page and sign in using your SIN, user ID, password, or online banking credentials. If you don't have an account, register by clicking 'Register' and following the prompts. You'll receive immediate access to your account dashboard.
  2. Step 2: Gather your side hustle records: Collect all income documentation (invoices, payment confirmations, bank deposits) and expense receipts for the entire 2025 tax year. Organize them by category (supplies, equipment, home office, vehicle, professional fees) to make data entry faster and more accurate.
  3. Step 3: Download or access NETFILE-certified software: Choose a CRA-approved tax software provider from the official list. Many offer free versions for simple returns. Open the software and start a new 2025 tax return, entering your personal information and SIN when prompted.
  4. Step 4: Enter your business income and expenses: Navigate to the self-employment or business income section and input your total revenue from the side hustle. Then list each deductible expense category with supporting amounts. The software will calculate your net income automatically.
  5. Step 5: Review the calculated tax or refund: The software will show your estimated tax owing or refund based on your income and expenses. Double-check all entries for accuracy. If CPP contributions appear, that's normal for self-employed income.
  6. Step 6: Electronically file through CRA My Account: Return to CRA My Account, select the NETFILE option, and upload your completed return from the software. The CRA will provide an acknowledgment number confirming receipt. Keep this number for your records.
  7. Step 7: Monitor your return status and refund: Log back into CRA My Account and check 'Return status' to see when your return is processed. If you're owed a refund, opt for direct deposit to receive it within 2-4 weeks of filing.